Get Started: Health care rules, lending to vets


The Treasury Department and the IRS are seeking public comment on proposed regulations about reporting requirements companies will have to meet under the Affordable Care Act. The agencies on Monday published the proposed rules, which would govern how companies must submit information to the government about the health insurance they provide and the number of employees they have. Companies will also have to provide insurance information to their employees.

Under the ACA, employers with 50 or more employees must provide affordable coverage for their staffers. Those companies will be subject to the regulations when they become final.

The regulations published Monday were formulated after the IRS received comments on an earlier version of the rules. The regulations are very detailed — for example, they spell out different reporting methods that are still under consideration. One proposal would allow employers to report information on workers' W-2 statements rather than file a separate form.

You can learn more about the proposed regulations at the website for the Federal Register,


A trade group representing small business lenders has launched a program aimed at increasing lending to veterans who start or own companies. The National Association of Guaranteed Government Lenders says Operation: Vet Access will be a complement to the Small Business Administration's recently announced veterans lending program. The SBA asked lenders to increase their loans to veterans by 5 percent a year over the next five years.

The NAGGL program will encourage lenders to waive up to $3,000 in loan fees, extend loan terms and offer discounted interest rates. Lenders will choose the combination of incentives that they'll offer to veterans.

NAGGL represents lenders that make SBA-guaranteed loans. You can learn more about NAGGL's veterans program, and see the list of the group's members, at


A growing number of small companies are using websites to bring in business. But key to a website's success is how visible it is during an Internet search. SCORE, the organization that gives free counseling to small businesses, is holding an online seminar on what's called search engine optimization. It will be held Thursday, Sept. 19 at 1 p.m. Eastern time. You can register at


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