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Overwhelmed, please help!?
Okay I want to save up for a car. I have no idea how buying a car works! I'm assuming I should do a down payment..? What's a good down payment? After that do you pay car notes? How often do you pay them and how much are they?1 year ago - 2 answers
It depends. You can either get a loan for the car and then you will pay monthly depending on how much the loan is, or you can pay all cash and not have any monthly payment at all. The car dealer can offer you a rate and tell you what you will pay each month, if you don't like the number then you can say no and not buy the car, you are never required to sign the paper even if you test drove or had a mechanic look at the car or anything.1 year ago
You can buy someones car from them for cash or go to an auto auction and buy a car with cash (one payment) or you can go to a dealer and if qualified for a car loan (either from the dealer themselves or a bank) you can then get the car and you make monthly payments (common sense would tell you the payments would be based on the price of the car purchased). Downpayment will also be based on the price of the car purchased. If you already had a car you could trade it in as your down payment or even towards a monthly payment or more depending on what they valued it at.by alicialions - 1 year ago