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    Question

    While looking for health insurance plans, what does "coinsurance" mean when it's at 0%?

    I'm looking for an HMO Health Insurance plan for my boyfriend through eHealthInsurance.com. I've found a plan that is affordable for us, but it says "0% coinsurance" - I'm not sure if this means that we're responsible for 0% or the insurance company is responsible for 0%! It also has a $0 deductible as well.
    6 months ago 5 Answers

    Best Answer

    Chosen by Asker
    Why do people answer questions when they are not even close? (rolling eyes, shaking head) Coinsurance at 0% means that the company pays 100% after the deductible....instead of you paying 20% and them paying 80%...ect...
    a few seconds ago

    Other Answers

    • Compare insuran ce quotes

      by ? - 16 hours ago

    • You can get quotes in just a few minutes at - QUOTESTOASSURE.INFO- RE While looking for health insurance plans, what does "coinsurance" mean when it's at 0%? I'm looking for an HMO Health Insurance plan for my boyfriend through eHealthInsurance.com. I've found a plan that is affordable for us, but it says "0% coinsurance" - I'm not sure if this means that we're responsible for 0% or the insurance company is responsible for 0%! It also has a $0 deductible as well.

      by Goldi - 16 hours ago

    • Maybe Mama should stick to pies!!!!! Way wrong. It means after your deductible, you are covered 100%, with no additional out-of-pocket expenses.

      by Insurance Biz CT - 16 hours ago

    • Coinsurance means you are also included/covered on an additional insurance plan like a spouse's. Example: My husband has medical insurance through his work and I am also covered by this plan because I am his dependent and we pay extra for me to be included.

      by Mamapie2u - 16 hours ago

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