Just so you really know.... times have indeed changed and messing up your credit will haunt you even longer these days. You are already in the situation where your low credit score forced you to go a 3rd class car dealer's financing from hell..... where do you think you will end up with really bad credit? Get another side job and pay off this loan.
by Reena - 8 hours ago
With a bankruptcy, your credit will be screwed worse than from just a repo, and it could be screwed for ten years.
by StephenWeinstein - 8 hours ago
If you're more than $15,000 in debt, contact a bankruptcy and see what your options are. Usually the first visit is free. The normal fee is usually $1500 to 2.0000 to file. Just remember it will stay on all 3 credit bureaus for 10 years,
by ? - 8 hours ago
If you cannot afford the car, the only thing you can do is let it go. Sooner or later, you are going to start missing payments if you haven't already, and they are going to come get it. I wouldn't claim bankruptcy over a car if this is the only debt you have. If your entire debt is more than you make annually, then I would consider bankruptcy. It is free to talk to a bankruptcy attorney to see if this is even a good idea for you.
by Genuine Guidance - 8 hours ago
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