Get Started: Sandy deadline, health care seminars

SANDY DEADLINE

Small business owners who suffered Superstorm Sandy damage and haven't yet applied for insurance reimbursement are approaching an important deadline. Many policies covering damage to commercial property have a one-year limit for filing a claim after an event like a natural disaster.

Sandy hit on Oct. 29, 2013, nearly a year ago. Owners who aren't ready to file claims should contact their insurance companies and ask for a deadline extension.

Of the nearly 1.6 million Sandy insurance claims filed as of July 23, only about 12 percent, or 193,000, were commercial claims, according to figures quoted by the Insurance Information Institute, an industry group. But companies account for nearly half the insured losses from the storm, or nearly $9 billion.

HEALTH CARE SEMINARS

Small business owners have two more opportunities to take an online seminar about the health care law sponsored by the Small Business Administration and Small Business Majority, an advocacy group. The seminars will explain the basics of the law and what it means for small business owners and their employees. Both seminars are expected to present similar information.

The first will be this Thursday at 2 p.m. Eastern time. You can learn more and register at: http://tinyurl.com/otojj89

The second will be held Thursday, Oct. 31, also at 2 p.m. Eastern time. Learn more and register at: http://tinyurl.com/pwyo3wf

SEMINAR ON CROWDFUNDING

Crowdfunding is getting more popular with small businesses even though the Securities and Exchange Commission hasn't issued rules to expand its role as a tool to raise money from investors. Crowdfunding also can be used to create online marketing programs, test products and network. You can learn more about the different uses of crowdfunding in an online seminar offered by SCORE, the organization that provides free counseling to small businesses. Learn about the seminar and register at: http://tinyurl.com/mz68l9g

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Follow Joyce Rosenberg at www.twitter.com/JoyceMRosenberg

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