Why would my mortgage company send someone to take pictures of my house?
In almost all mortgage situations photos are taken of the home to prove its existence and help determine condition. Many FHA appraisals require photos of all sides of the home. Don't be worried about this. Its common and normal.
by Traveler - 16 hours ago
If you are behind in payments.. The lender orders an occupancy check. They want to know if the property is occupied, and the overall condition of the home. It is not just your property, it is also the property of the lender. Chances are you agreed to those terms when you took out the loan on the property.
by Norbert Norton - 16 hours ago
I don't like people coming by to take pictures of my house, If they d they should let you know who they are I don't like them taken pictures while my grandkids are outside, kinda scary now a days who knows what they are doing
by Charlene - 16 hours ago
For the appraisal and also to make sure you are keeping up the property. Buried in your mortgage is that clause that you have to keep it up. The house is really the banks until you pay off your mortgage. They are protecting their investment.
by dragonfly_3 - 16 hours ago
It is collateral on the loan.
by godged - 16 hours ago
It could be any of several things that prompted them to do it, but the objective is to document the existence and condition of the collateral used to secure the lien.
by Chuck92121 - 16 hours ago
Are you behind in payments? It could be what is known as a BPO or Broker Price Opinion. Typically done when properties are in default to establish an opinion of market value. Could also be that they are selling the loan and need evidence of property condition to substantiate the sale.
by Property Doc - 16 hours ago
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