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    Insurance

    Question

    Does Geico have a grace period?

    I'm using Geico car insurance for the first time, and my bill was due Thursday. I paid it already, but I paid late because I didn't have auto-pay set up. Basically, I'm just wondering if I'll get in trouble with them or face a fee? Do they have a grace period? If so how long? I live in Southern California, if that matters.
    2 months ago 5 Answers

    Best Answer

    Well, there isn't any true "grace" period with car insurance. There is a due date, when the payment is first due, and if it's not paid by then, there is a cancellation notice issued, with a cancellation date. Many people ignore the "due date" and consider the "cancellation date" to be the date that payment is really "due". If your policy is in cancellation status, there is no "grace" period. If it's only "due" then you should be ok. You'll have to call Geico, to ask about fees.
    a few seconds ago

    Other Answers

    • Actually it all depends on how much you've paid in advance for your insurance. itsme is wrong, there is no law giving you 30 days, but there is a law that requires that we send a cancellation notice to you before we cancel your policy. The cancellation notice would give you 15 days from the time it was sent. And there are never any late fees at Geico, and it won't be reported for credit unless we send it to collections after the policy cancels. In short, if you've already paid your bill, you are absolutely fine with nothing to worry about.

      by Christine - 2 hours ago

    • My friend goes through geico. Her payment was due on the 24th but she payed over the phone on the 26th. She said she has a grace period but she ended up with a revoked tag because insurance was cancelled do to "late" payment?

      by Chyanne - 2 hours ago

    • GEICO HAS A 9 DAY PERIOD IF U PAY AUTOMATIC FROM CHECKINGS, U HAVE UP TO 9 DAYS AFTER THAT THEY WILL EXCEPT A PAYMENT LATE. NO LATE FEES EITHER.GEICO ACTUALLY MANUALLY CHANGES UR PAY PERIOD SO YOU ARE NOT LATE. THEN IT GOES BACK TO THE REGULAR DATE THE NEXT MONTH.

      by Breonna - 2 hours ago

    • Just give them a call they will waive any fee if they charged any. I dont know what grace period means.

      by GABY - 2 hours ago

    • Call Geico and find out. Like the other poster stated, if it was late or cancelled that the bill was due Thursday. If the date was cancelled, you could find out that you have no insurance and they may refund your money and have to find another company to insure you. Also, I hope that you were in no accidents in the "down time" of no payment. good luck

      by lucy - 2 hours ago

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