Does renters insurance cover pet damage? eg. cat pee?
I'm sorry to say No. Renters insurance does not cover damages done by your cat to your things. Mostly, Damages done by pets are excluded. RE: Does renters insurance cover pet damage? eg. cat pee? My cleaning people accidentally locked my cats in my bedroom and they subsequently peed on my bed, ruining the mattress and pillows. Will my renters insurance cover this kind of pet related damage? I ...
by ? - 17 hours ago
No, the cleaning people should pay to have your mattresses professionally cleaned and to replace pillows.
by jsfnita - 17 hours ago
probably not, but ask the cleaning people to pay for damages that is why they carry insurance
by iamjuls - 17 hours ago
Awwwww. We wish it did but...nope. If you read the policy you will find a section called "exclusions". Damage by pets is ALWAYS excluded. We buy insurance to cover financial exposure/expenses that we ourselves can not cover. Cat accidents are typically within our ability to pay. Plus - you have a deductible anyway.
by Jifr - 17 hours ago
No. The standard renters policy has an exclusion, to cover any damage to a premises you rent. There's ALSO an exclusion for damage to your property by your pets. Regarding the contents, the bed and mattress, most policies cover on a NAMED PERILS basis (including fire, theft, vandalism, smoke, wind, hail, etc), and "my cat peed on it" is not a named peril.
by mbrcatz - 17 hours ago
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