Can my employer cancel my health insurance?
OK, yes, your employer can cancel your health insurance as of midnight, the last day you work. He does NOT have to wait and cover you for 30 days post termination. If it's a small employer, he might not be subject to COBRA laws. If he IS subject to COBRA laws, he has 30 days to offer you COBRA, YOU would have to pay the premium IMMEDIATELY. It would cost 102% of whatever the existing premium is - expect it to be between $200 to $300. I would call him, and ask him if he'll be sending your Cobra paperwork in the mail soon, or if he already has.
by mbrcatz - 18 hours ago
When you give you 2 weeks, you quit. The 2 week notice is just being nice to the employer, but the employer has a right to accept you notice and tell you that you don't have to work the notice. Alot of bussiness will waive the 2 week notice. You boss can cancel you health insurance on the last day you worked, and since you quit you do not fall under the COBRA law.
by mpstephens13 - 18 hours ago
No! Not if you keep paying your premium on time
by swnycndy - 18 hours ago
That is determined by the employer's group health application. On that form, he puts in writing how long the waiting period is for new hires, and when the coverage begins and ends. Usually, coverage starts the first of the month following the waiting period, and ends the end of the month that you quit or are terminated. But this is not always the case. Contact the insurance company and explain what happened. They should tell you if the group health contract reads that the coverage terminates immediately on the last day of employment or not. One more thing, in my state, if you are not subject to COBRA, the group coverage extends 30 days past the termination date for free - neither the employer nor employee has to pay for the extra month of coverage. You might want to contact your state's insurance commissioner's office to ask about that if your ex-employer has less than 20 employees.
by nurse ratchet - 18 hours ago
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