Can the hospital legally send this bill to collections?
If you are not getting any cooperation from the hospital, dispute this with the credit bureaus. Call NCAC (customer service) and explain the situation. They in turn have to verify the information. It's possible that the hospital turned it over to collections by mistake, this has been known to happen.
by Incognito - 2 hours ago
As stated earlier, if you do not have any type of written agreement to make payments, you may be out of luck. My mom makes payments of 10-25 dollars a month towards hers, they are on a fixed income, and still the hospital turns it over. My only console on that is, As long as you are paying something, they cannot take your state taxes. I am not sure about the laws in the state you are in, but in South Carolina, the state can take your taxes for hospital bills due.
by Jennifer D - 2 hours ago
It was my understanding that if you made arrangements AND were making regular payments they wouldn't send it to collections. It may have to do with a change in who runs the office you spoke to. It's possible there has been a personnel change and they're strictly looking at things that went into the new year. I think if you are trying to correct things and still making payments they cannot actually do anything except threaten you. Do you have the name of the person you spoke to when making the arrangements originally? I would call and ask specifically for that person.
by MissWong - 2 hours ago
Regardless of payment plans, they can report to the credit bureaus at the end of their billing cycle - usually 30 days after the bill is due. They have the legal right to expect payment in a timely manner. My suggestion would be to get a loan to pay off the bill and make payments to your bank.
by siren381 - 2 hours ago
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