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    Collection agency scams?

    Today my husband received a notice in the mail from a collection agency stating he had an overdue account with Hollywood Video (who have been out of business almost a year in our area). They claim he owes over a hundred dollars. At the time they went out of business we had no overdue fees. Interesting enough, his office manager's husband received a similar notice not long ago. Two years ago, a got a letter from a collection agency claiming to have been hired by BMG asking me to pay a $30 debt. I hadn't been a part of BMG for over 10 years. When I asked the collection agency to provide a statement as to what I owed money for, they could not, and I never heard from them again. Experiences?
    a few seconds ago 3 Answers

    Best Answer

    Chosen by Asker
    Just run your yearly credit reports. For online, go to annualcreditreport.com for all 3 free reports. By mail, call Trans Union toll free @ 1-877-322-8228 for all 3 free reports. if there is no derogatory info on the reports, don't waste your time answering.
    a few seconds ago

    Other Answers

    • Sometimes collection agencies just pick addresses of people with the same name as their creditor. They figure if they throw enough out there, something will eventually stick. I've found the best way to get them to go away is offer to let them speak to my attorney.

      by tbonekatz - 7 hours ago

    • Write back to them through registered mail so you have proof it was delivered saying "Per the Fair Debt Collections Act I am requesting proof of my outstanding debt to be sent to me by mail within 30 days" -- if they don't provide this you don't owe anything Hollywood Video is probably in receivership and they are trying to chase any outstanding debts to pay off their taxes and major creditors and will try to go after everyone hoping somebody will actually pay

      by Kittysue - 7 hours ago

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