Good question. It used to be that cash deposits were ready immediately as long as they were deposited by 2pm. If they were made after 2pm, they wouldn't be available until the next business day. However, that isn't necessarily the case anymore. I have made cash deposits in the bank before noon (not just by 2pm), and they not show up as a completed transaction for 2 or 3 business days. So, in theory, let's say you make a deposit on Friday after 2pm, your money may not be available until Tuesday or even Wednesday (2-3 business days, and Saturday generally doesn't count as a business day). 2-3 Days may vary depending on the bank you use and if you get your deposit in before noon or 2, or what ever their time is for deposits to post. It seems to be a rare thing for an entire transaction with a bank to be done right at the time of the physical transaction. Aside from shifting money from savings to checking or vice-versa, depositing money or taking money from an account takes time.
by 53108 - 14 hours ago
Call your local branch. Cash should be immediately available. Hopefully you saved your deposit receipt to prove the transaction. If the deposit was a check, chances are it won't be available until Monday or Tuesday.
by Jen M - 14 hours ago
Depends on what the bank's posting policy and cut-off times are. If they have cut-off times, and you deposited after that time yesterday, then your money most likely won't be available until Monday. If you try to use it, you will either be declined or incur overdraft charges. Contact the bank and ask about their cut-off times....they will be able to help you more.
by cbecker72 - 14 hours ago
If it was cash it should go straight on to your account . If it was a cheque it takes a few days and will show on your account as a value but not available till say 12 th March . If it was cash you deposited I would ask why you didn't know yesterday that you would need some of it today !! lol
by Scobill - 14 hours ago
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