Is the free annual credit report based on a calendar year?
It is not a calendar year. It is one year from the last time you ordered. Best technique is to order from one company, than 4 months later the next, and so on. That will keep you with a fairly recent report at all times.
by Sharon T - 18 hours ago
one year from the time you ordered but you will never be able to see absolutely everything on your credit report unless you purchase a good report trust me I've tried many different companies and the free reports are always the worse they don't show half of whats on your credit report including most important your credit score
by Phillip C - 18 hours ago
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