Credit card company has to go into court and get a judgment against you. The court order allows the garnishee of your wages. The cannot get your tax return but will go after your bank accounts.
by ? - 16 hours ago
A judgement will allow them to garnish wages....maybe seize bank accounts...To my knowledge they cannot touch your tax refund UNLESS this is a collection agency coming after federally guaranteed student loan debt (Sallie Mae) that has defaulted.
by CatDad - 16 hours ago
What state are you in? Not all states allow wage garnishment. As for your tax refund, no one can touch that, except the gov't - if you owe back taxes, money on a gov't insured student loan, etc.
by Bill C - 16 hours ago
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