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    Which bank issues Kohl's credit card?

    I'm considering opening Kohls Charge account, but do you know if it's a cars issued by a bank (like Walmart's card is by GE Money Bank), or is it strictly a store card? Do they take your credit history under consideration?
    23 days ago 10 Answers

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    Hi I work at Kohl's so here's the whole smeegal. A Kohl's Charge is strictly a Kohl's Department store card. It can't be used anywhere else, but Kohls stores and Kohls.com The issuing bank is Chase Bank USA. By applying for a card, you give permission for Chase to conduct a credit check. If you have sufficient credit, you'll probably get one. Most people who I open cards for average about $1000 or $1500 for a new account. When I first got mine, it was for $300 limit (just started building credit) Kohl's Charge customers save 15%-30% TWELVE TIMES A YEAR with special discounts. PLUS MOST OF THESE DISCOUNTS ARE GOOD FOR A FULL DAYS PURCHASES OR A WHOLE SALE LENGTH AND EVEN VAILD FOR USE ON KOHLS.COM!!! There are two levels of Kohl's Charges: Non-MVC and MVC MVC is "Most Valued Customer". Spend more than $600 a year (Feb to Jan) on your KC and achieve this status with SIX EXTRA 15% PICK A DAY coupons. Other exclusive offers are the Kohl's Cash sales, where if you use your Kohl's Charge you get $10 coupon for every $50 you spend on the card. Happens every so often. Okay, back to the specifics about the card: - Several Ways to Pay: Online (link your checking account) By regular mail -----> IN STORES (cash/check/store gift card*) NO DEBIT Drop off at customer service (*some states don't allow the use of the kohls gift cards on payments) - Finance Charge options: In the states of AR, CO, CT, DC, DE, MD, NJ, NY, PA, TN, VA, or WI you will have the option of avoiding a Finance Charge in any billing period if you pay one¬third of the new balance as set forth on your Statement, but not less than $50. If your New Balance is $50 or less, you must pay the entire New Balance to avoid Finance Charges in the following month. The APR is 21.9% fixed and there is no annual fee. BY THE WAY, STARTING THIS WEDNESDAY 7/16 IS A 30% 20% 15% KOHLS CHARGE EVENT So this is the best time to apply and shop!!! If you know you're not gonna be approved, most Kohl's will still give you the discount for trying to apply. (at least we do in CT) Also, you get a bonus coupon for 10% or 15% (depends on promotion times) for getting a new card in the mail. So when you get your brand spankin new Kohl's Charge for the first time, you can break it in with a little shopping trip. One last thing is that we can look up your card with your Social Security number (and a valid Driver's License for verification) So if you forgot to bring it, you'll always have access to it. Whew! I think I covered everything. If you have any questions about the card, please message me with any questions. here's the link to the kohls charge card agreement: http://www.kohlscorporation.com/Legal/CardmemberAgreement.pdf
    a few seconds ago

    Other Answers

    • Can I do a chargeback for a returned item that has not been credited on my account? If so, does anyone have the bank information so I can contact them.

      by Marie - 19 hours ago

    • This Site Might Help You. RE: Which bank issues Kohl's credit card? I'm considering opening Kohls Charge account, but do you know if it's a cars issued by a bank (like Walmart's card is by GE Money Bank), or is it strictly a store card? Do they take your credit history under consideration?

      by Stephanus - 19 hours ago


      by JESSICA - 19 hours ago

    • Capital one deal withe the Kohl store. It issue the Capital one for credit card. More detail of the Capital one bank from this likn so click on it and get information - http://www.usignp.com/2013/01/www-kohls-com-coupons-my-kohls-charge-card-login.html

      by mykit - 19 hours ago

    • First of all Kohl's credit card is bound to Kohl's stores and you can not pay anywhere else with that card. Capital One undertook Kohl's credit card business. You'll have advantages owning such a card - but the best and most secure way of paying is cash (depending on the area you life ;))! Take care Jose

      by Jose - 19 hours ago

    • As of today's date: When you apply for a Kohl’s credit card from Capital One, N.A. (“Capital One”, “we”, or “us”).....

      by Melinda - 19 hours ago

    • I agree that it's always better to pay cash if possible but sometimes it's just not possible. However, I am a big fan of saving money and I found the best credit card that fits my needs at the Creditcard Guru website: http://your.creditcard-guru.com Please use the search box and type "best creditcard" to start your search. All the best Celestia

      by Celestia - 19 hours ago

    • Kohl;s credit lender is JP Morgan.

      by Ria - 19 hours ago

    • Kohls is issued by Chase card services. My wife has this card and it has been very beneficial for getting good deals online (free shipping for card-holders).

      by rmcgee20002 - 19 hours ago

    • It just lists as Kohl's on my credit report and YES they do take your FICO score into consideration.

      by Lys C - 19 hours ago

    • I do not borrow money. You do not want Kohl's in your life. Pay cash or do not buy it. http://www.ehow.com/how_2361102_get-debt-free.html

      by xrayness - 19 hours ago

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