APR is the Annual Percentage Rate. That is your interest rate. Sometimes the interest rate on purchased and cash are different. Your interest rate is horrible. Pay off any balance as quickly as you can. Only charge what you can pay off in full each month on this account. If you don't carry balances,the interest rate doens't matter.
by bdancer222 - 18 hours ago
That sounds like a typo on the effective annual APR. But regardless, the lowest of these numbers is bad if you carry a balance. Crudely speaking, 24% / 12 is 2% interest per MONTH. You really don't want to carry a balance on this kind of card, it will get you into trouble. Consider that even an investor in the stock market only makes maybe 9% a year on average over the long term.
by roderick_young - 18 hours ago
29 percent interest is too high. get rid of it
by notablonde30 - 18 hours ago
These are ridicules rates. Are you with Wells Fargo? I hope you are not paying this. If so get a new card and balance transfer.
by Net Advisor™ - 18 hours ago
Effective Annual is how much???
by kj566 - 18 hours ago
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