Why are people so obsessed over FICO/credit scores?
I agree with you regarding the FICO thing - a brilliant marketing job. If people would take care of their credit, the credit score would take care of itself. Utilities, rents, etc., will never be considered "credit" however.
by kj566 - 20 hours ago
Well utilities arent reported on your credit report when you pay on time. Basically the benefit of keeping a good score means that you will have low percentage rates on things you do finance. No one wants to pay 20% interest on a car.
by johnjanetl - 20 hours ago
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