Credit Score is 605?
Good job! You must feel great! Paying off debt has an almost euphoric feeling, doesn't it? Of course your score will go up. Just don't re-max your credit cards. Once upon a time, my credit was jacked but today its awesome! I have lots of credit but have maintained it and always pay on time. So keep on doing well and your score will soar (yeah, that was retarded! lol!)!!!
by sanjose_lawgirl - 6 hours ago
it should over time just keep paying without going 30 days late and try to keep balances on cards less than 30% of total credit and it should go up
by Rick K - 6 hours ago
Yes, but it will take time. Keep current on all of your credit debt and eventually it will go up; it is not automatic. If you max out your credit cards and only pay minimum payments that looks bad on your credit score. I have heard to pay off credit cards ever month or pay large sums to get most of the debt down.
by thesaltyvixen - 6 hours ago
Debt makes a difference, but it isn't a sole factor. Essentially deliquency is the major concern. Every 30 days you should see improvement. It may take up to a year to get over 700 though. Just keep your nose clean for a year and you will see dramatic improvement. especially since you have your debt somewhat under control.
by Ryan M - 6 hours ago
It took me almost 2 years to go from 505 to 756 it was worth the time...My debt didnt happen over night either did improving my score..Good job and good luck your on the right track
by Crazy cat lady >^ ^< - 6 hours ago
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