Has anyone heard of or dealt with Eric Smith (eric_loan)firstname.lastname@example.org?
You're putting somebody's guts/email on something like YA for a crazy loan? Whoa. Board yourself up so you don't do anyone (or yourself) harm.
by LabRat - 5 hours ago
You must be awfully desperate to actually believe this person.
by Stuck in the middle of nowhere - 5 hours ago
total ****. 2.1% upfront? C'mon. You know better than this.
by wizjp - 5 hours ago
I want to be clear on what you are saying.. are you saying that he is asking you to deposit 2.1% of the amount you want to borrow into some account? He is asking you to send him money? If he is legit, he will take it from the loan proceeds, and not need to collect it up front.
by Rafael P - 5 hours ago
DON'T and I repeat DON'T get a loan through a da*n email address.
by DonsGirl - 5 hours ago
NOOOOOOOOO! DO NOT pay for a loan up front, ever! Especially not someone who has just a yahoo address. I could be that person. Or I could sign up as another loan officer and tell you I'd just take 1.1%. I'd ask your state attorney general's office about this, and also inquire of your local banks. You might also Google the Amended Constitution Act 2004, Lending Policy 174/Ur. I just did and found nothing. Searching just the Amended Constitution Act 2004 gave me some hits on the Irish Parlimentary Constitution. This guy is BOGUS.
by purplesometimes - 5 hours ago
by Teri W - 5 hours ago
Any offer of money or anything else you find on-line, assume is fraudulent until proven otherwise. Whether or not it is legal, I don't know, since I don't know that law - which is presumably a US law. However, if you want to know if it IS legal...talk to a lawyer (most will give free consults). However, $21 interest on a $1000 loan does seem pretty decent. But, since you have to send him the $21 before he cuts you a cheque for $1000, he would likely be scamming you. There is a reason why the banking industry in most countries are so strongly regulated. In any case...if he is legit, make sure you have some iron clad paper in your favour in case he tries to screw you over.
by jcurrieii - 5 hours ago
go with your gut on this one. gl
by dave49310 - 5 hours ago
Anyone I repeat anyone that uses a Yahoo e-mail address for a loan company and asks for money up front is a scam. I have reported him and several others so many times I can't count them but some how they keep getting back in.
by SPIFIMAN1 - 5 hours ago
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