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Will anybody co-sign for me?
Im in need of a car to get to school and work next semester. I recently just applied for a auto loan but was turned down because i don't have enough establish credit to get the loan. My credit is very good 705. But it's not strong enough to get the loan. And i can't find anyone with good credit that has nothing negative or late payments in their credit. The bigest thing with co-signing is the fear that the person won't be responsible and pay it on time.I'm very responsible and reliable. If i mess over you i mess of me and that the last thing i'm trying to do is mess up my credit. That nine digit number SSN follow you everwhere. I just need a co-signer to assist me i'm will to pay 250.00 cash and show the statments proving the car has been paid. The loan is for 7500.00 it will be payed off by next year. I need to know by in the morning or their going to have to pull my credit again. Leave a contact6 years ago - 7 answers
I don't see why you can't find a dealer that won't finance you with a 705 score. If you have a score, you obviously have some credit history for them to make a decision. Is it lack of car payment history?? Keep shopping around, especially Ford or GM. They're always willing to work with you.6 years ago
Walk, ride a bicycle, or use public transportation.by Fat Mack - 6 years ago
Ask your familyby EnglishDenis - 6 years ago
honestly, y are u looking for a co-signer that u don't even knowby chris m - 6 years ago
I'ts really not smart to ask complete strangers on yahoo to co-sign a loan. Sorry!by happy! - 6 years ago
Poor credit car loans have been specifically designed for those people who have trouble getting credit due to their credit score being too low, if your credit score is too low then you will be seen as a huge risk and as such the lender will not take a chance on you and so turn you down. You can bring your credit rating back up by doing certain<!--things but it does take a long time and if you want your car now then applying for a poor credit car loan could be your only or best option.Just as with any other type of loan if you go to a specialist then you will get the best deal. You may get the car loan you want from here,
When applying for a poor credit car loan you have to realise that you are never going to get the very lowest of interest rates that others have the luxury of securing but if you go with a specialist they will be able to get you the lowest among loans associated with a poor credit rating. Along with getting you the cheapest possible poor credit car loan the specialist-->website will also be able to offer you the best advice. However unless you know something about car loans and in particular what to look for when it comes to getting a poor credit car loan then you could end up paying way over the odds for the privilege of getting the loan.
I doubt it had anything to do with your credit. I once got a car loan with a 550 score, a bankruptcy AND a civil judgment against me. So either you are lying about your score, or it was something else. (maybe not enough income) Anyway, if you score is so good, try going to prosper.com to get a loan.by peilthetraveler - 6 years ago