go to court and explain everything you did here they will lower the payment
by glamour04111 - a day ago
When you go to court, bring all your records regarding the following: Your weekly/monthly income Your rent/mortgage payments Other debts you are currently paying Current utility bills (electric, gas, phone, etc. Present this evidence of your monthly expenses and income. Inform the judge that you acknowledge the debt and will make payment arrangements that you can afford within your current budget. The Judge may consider this and grant the creditor a payment much lower than they are requesting. If this was an account that was time barred which it is not according to your question, then they could not take you to court. Hope this is of help'
by Sgt Big Red - a day ago
They should be able to work with you. Even if they get a judgement against you, the courts will set up a payment plan. Try to resolve prior to going to court if you can. Create an actual monthly budget plan, write out all your income and expenses, then show what you can actually afford as a payment and offer this to them. This will show good will and if goes to trial then you can show the judge you have attempted to resolve this.
by Grain And Grit - a day ago
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