what does the phrase "90 days same as cash" mean when getting credit from a local furniture store?
All of the above is true, Read and understand the fine print so you know where you can go wrong.
by anotheropinion - 18 hours ago
What they forgot to add is if you pay after 90 days, they will add the interest for those 90 days.
by ? - 18 hours ago
in reality it means, they are going to check your credit and if you qualify they will let you pay off the purchase over 90 without any interest being charged. However 99% of these offers accrue interest from day 1 if you do not pay the balance in full, every last cent. SO if you owe them $1 on the 91st day you have to pay interest on the whole balance for 90 days. Also the interest rates are usually in the high 20%'s or 30%'s. Even if you do pay it off in 90 days you probably overpaid, they offer these "deals" to trick you into spending more than the item is worth by marking them up from day 1 and with the hopes you will overspending by buying more than you wanted since you don't have to pay for it right away and then when the 90 days comes due they hit you again with high interest and fees.
by ken - 18 hours ago
If you pay the purchase off within 90 days....you pay no interest
by igotmach - 18 hours ago
you have 90 days to pay it off otherwise interest is added
by jmo8557 - 18 hours ago
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