Question

unsecured credit cards for people with a score between 479-520?

I have a Imagine Gold Credit Card and it's the only one who I found that would give me a credit line without a deposit, are there any other?

I need to build my score and after research I see having 3 credit lines open is the best way to do it.

7 years ago - 6 answers

Best Answer

Chosen by Asker

With a score like that, 3 new credit cards ain't gonna do much for you.

Why is your score so low? Get a copy of your credit report and start working on settling the negatives. Start with the newest and work backwards to the oldest.

Your only hope of a decent credit score is either paying off all those negatives or waiting the 7 years for them to fall off your report.

Before you make your score even worse, applying for more credit cards, use the new one. Charge small amounts and pay if in full every month for about 6 months or so. Then try for another unsecured card.

7 years ago

Other Answers

You're going to get a horrible deal going with any unsecured credit card company at a score of 479. I'd suggest putting up the money for a secured

by p0werm4n - 7 years ago

orchardbank.com, continentalfinance.com, tributecard.com. These cards are all unsecured. But, they have fees. Sometimes you have to pay a little to gain your creditworthiness. They all report to the credit agencies. As long as you are on time keep a low balance and pay on time then you will be OK.

by SandraD - 7 years ago

Yes, there are several unsecured credit cards designed for people with bad credit. The continental finance & first premier are among the best.

Source(s)

by Sunny - 7 years ago

NO, THE BEST WAY TO IMPROVE SCORE IS TO PAY DOWN ALL DEBT AND BUILD UP SAVINGS.

STAY AWAY FROM CREDIT CARDS FOR 1 YEAR

by Ted M - 7 years ago

Unsecured bad credit credit cards

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by dolly blaine - 7 years ago