Can a creditor with a judgement take money from my prepaid debit card?
Just don't get the debit card from a creditor you owe money. But as long as you dont have to give your social security number they wont be able to find you.
by misty m - an hour ago
If the judgement says they can do that then they will. It would be best for you to carry cash even though you don't want to.
by luciousgreeneyedlady - an hour ago
To me it sounds like chapter 7 or 13 bankruptcy would help your out. This would prevent any garnishment. By law the Judge must give you enough to live on and be able to afford rent somewhere. The only safe way is get a foreign bank account but report it to the state irs and the federal irs. So, they won't get you for tax problems. You could also get a safe deposit box at different banks and put money in it. They don't need to know what your put in there. A Simon Mall visa gift card would work because it can not be garnished but you can not have your paycheck deposited in it.
by gdavison - an hour ago
If you work, you are more likely to have your paycheck garnished before it even gets to your card. If they happen to find the account (Your card) they could garnish that too (depending on the state you live in)
by Zzyzx - an hour ago
I am not familiar with a "prepaid debit card", however if the funds are never in a financial institution where they can be tracked you *should* be safe. I am assuming that this debit card is sort of like a gift card from a department store -- if that is the case, your money is no safer on that than in your wallet -- in fact, potentially less so. I don't really see much difference in the use of the "prepaid debit" than cash, but that is obviously your business to decide. The point being -- you should be safe using the "prepaid debit card" just as you are with cash.
by falcon.medical - an hour ago
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