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Has anyone had a Horizon Gold Credit Card? What can you tell me about that Company?7 years ago - 4 answers
The reward programs offered with Gold and Platinum MasterCard are truly exceptional. Providing a great value in terms of rent saving, reduced repair costs, travel rewards, and a lot more these reward cards are true money savers.
MasterCard provides insurance for its credit card holders. As MasterCard is growing in popularity and is being accepted worldwide, MasterCard has launched its global service to cater to this growing clientele.
If you travel a lot MasterCard has a lot to offer for your travel and stay in a hotel to be truly rewarding. The travel assistance services offered by MasterCard will help you greatly. The purchase assurance coverage, baggage delay coverage, extended warranty coverage will take the blues out of your travel and renting experiences. While traveling if you are having a MasterCard gold or platinum card you are covered for hotel/motel burglary, lost or damaged luggage also. Get all information about it at: www.credit-card-gallery.com/article...
go to ripoffreport.com and scam.com .. do a search on themby dragonfire - 7 years ago
Basically they are a bank that prey's on people with bad credit. It is NOT a regular VISA/MasterCard, it is a card that can only be used at their site.
They have tons of fees, from an application fee to very high monthly fees(14+ a month). They do report to the credit agencies(supposdly) which is the ONLY good point.
You would be better off saving that money for a few months and getting a secured credit card from places like Orchard Bank. Here you put a deposit on the account for something like $300. They then give you a credit card with a credit line for the same amount. This is not a Debit card, it is an actual VISA or Mastercard. It reports to the credit agencies as a credit card, and if you maintain a good history this will help your rating over time. This includes making sure you never even come close to your limit, stay under 50% ideally it should be under 30%. Always pay your bill on time, even get it a week or more before to be sure it will post. Within a few months you should be able to apply for better cards without the security deposit requirement.
they are a prepaif like CC which work only on their site.
Its not VIsa OR MASTER CARD.
You can noty use it like regular credit cards and they charge a high fees.
Source(s)by ash - 7 years ago