Can I be sued in civil court by a 3rd party collection agency over an unsecured credit card debt?
No way out, the party you have a contract with can sue you.
by Ola - 13 hours ago
If it is in your name , unsecured I doubt that you could get out of it . I think you will be responsible for it .
by dolores h - 13 hours ago
1st how long have you had this debt? If its more than 6 years than no. The limit of statuation has run out. Unless you recieved a phone call an you agreed to make a payment. then your stuck. Find out the statute of limitations in Ohio.
by Laverne D - 13 hours ago
yes you can my girlfriend works for one and they sue people all the time
by kahan - 13 hours ago
I don't believe so. Check with the IRS.
by DA BEAST aka THICKALICIOUS - 13 hours ago
You can ask them to validate your debt as its your civil right under FTC. Go to www.adviceontime.com they have an article that deals with credit, educate yourself and good luck.
by Joe - 13 hours ago
Yes a 3rd party collector can sue you (chances are they own the debt now). No, you can't get out of paying it if there's a judgement filed against you. The only way you can get out of it is by filing bankruptcy, but I'm not sure if there's enough time to do that with your impending court date.
by cardinalboy97 - 13 hours ago
Not if you do not show up for court. They will get whats called a default judgment and then can attach bank accounts, garnish your wages and file liens on any property you may own like vehicles, land or homes.
by SPIFIMAN1 - 13 hours ago
If the debt wasnt yours, go to the court and dispute it. If you do not go to court, they will get a judgment against you and be able to garnish your wages and/or bank account. And yes, a collection company can sue you for a past debt because they bought the debt from the original creditor.
by Fun N Sun - 13 hours ago
Nope, if you owe a debt and refuse to pay the collection agency, on behalf of the credit, can sue you. If you can and want to avoid court, and if it is not too late, call them and see if you can settle. Be prepared to make a payment over the phone right then and there.
by Honeyluv - 13 hours ago
by DennistheMenace - 13 hours ago
Bringing Repeat Clients To The Table: Coya Dubai Masters The Guest List
Companies need to find routes of innovation when competition is fierce. enterprises looking to set apart their service and...
Aramex Teams Up With The Happy Box
Aramex announced in June a logistical partnership with The Happy Box, which is yet another CSR initiative taken up by the...
Is Equity Crowdfunding The Right Financing Option For Your Business?
Is equity crowdfunding the right financing option for your business? Accessing capital is vital for almost all early-stage...
Get Specific: Why Software Designed for Your Industry Works Best
When implementing a MRP system to handle enterprise resource planning your business faces a choice; an off-the-shelf package...
Demand for Online Services Makes Mobile and Wearable Payments a Must, Study Finds
As many as three quarters of shoppers are making mobile purchases each month, and 64% say they would be willing to make...
Proof That Good Character Spurs Financial Success
A great legacy is the expression of fine character traits: Who have you helped along the way? Has your business helped...