Can I be sued in civil court by a 3rd party collection agency over an unsecured credit card debt?
No way out, the party you have a contract with can sue you.
by Ola - a day ago
If it is in your name , unsecured I doubt that you could get out of it . I think you will be responsible for it .
by dolores h - a day ago
1st how long have you had this debt? If its more than 6 years than no. The limit of statuation has run out. Unless you recieved a phone call an you agreed to make a payment. then your stuck. Find out the statute of limitations in Ohio.
by Laverne D - a day ago
yes you can my girlfriend works for one and they sue people all the time
by kahan - a day ago
I don't believe so. Check with the IRS.
by DA BEAST aka THICKALICIOUS - a day ago
You can ask them to validate your debt as its your civil right under FTC. Go to www.adviceontime.com they have an article that deals with credit, educate yourself and good luck.
by Joe - a day ago
Yes a 3rd party collector can sue you (chances are they own the debt now). No, you can't get out of paying it if there's a judgement filed against you. The only way you can get out of it is by filing bankruptcy, but I'm not sure if there's enough time to do that with your impending court date.
by cardinalboy97 - a day ago
Not if you do not show up for court. They will get whats called a default judgment and then can attach bank accounts, garnish your wages and file liens on any property you may own like vehicles, land or homes.
by SPIFIMAN1 - a day ago
If the debt wasnt yours, go to the court and dispute it. If you do not go to court, they will get a judgment against you and be able to garnish your wages and/or bank account. And yes, a collection company can sue you for a past debt because they bought the debt from the original creditor.
by Fun N Sun - a day ago
Nope, if you owe a debt and refuse to pay the collection agency, on behalf of the credit, can sue you. If you can and want to avoid court, and if it is not too late, call them and see if you can settle. Be prepared to make a payment over the phone right then and there.
by Honeyluv - a day ago
by DennistheMenace - a day ago
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