Texas is a community property state, so I think they can do this. Check out the site below for more info http://www.fairmark.com/spousal/comprop.htm Good luck
by Matt - 3 hours ago
That sounds more like a collection agency than a credit card company. The answer is no they cannot do that. Only if it was a joint account could they come after you. But you should also know that just by making those threats they are breaking the law. Collectors can not communicate intentions to collect based upon fraudulent or misleading information, they can be sued big time for that. Saying "because your husband didn't pay we're going to come after you" is false information because it is not legally enforceable. Your husband needs to find out who it is he is speaking to and set them straight on that.
by douglas l - 3 hours ago
If your name is not on the account, no they can not garnish your wages. They are just trying to scare you into paying them. If they go to court, your husband will receive notice of it and he needs to show up or they will get whats called a default judgment. Then they can garnish his wages, bank accounts and attach liens on any property he owns including vehicles and homes. He needs to take care of this before that happens.
by SPIFIMAN1 - 3 hours ago
If your name is not on the account, no they cannot. It is a pressure tactic to get the account paid by any means possible. Unless the credit card company hires a lawyer to collect, then and only then can they go through garnishment, and you would get a notice in the mail from the lawyer stating that they will garnish your wages and then it is like another 2-4 months before they actually garnish your wages. It is just a scare tactic into getting you to pay. If you need more info, I would advise talking to your lawyer.
by a_k - 3 hours ago
No they cannot. Wages cannot be garnished in Texas. Only the IRS, child support or defaulted student loans can be garnished from your wages. Texas is a safe haven for bad creditors because of this law.
by Cara B - 3 hours ago
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