Yahoo! Small Business: Finance http://smallbusiness.yahoo.com/r-index Find information to help grow your online business with business plans, Thomas Register, news articles and more Keep Your Business and Personal Finances Separate http://smallbusiness.yahoo.com/r-article-a-114364-m-2-sc-59-keep_your_business_and_personal_finances_separate-i Business owners intertwine business and personal finances all too often. After all, you are your business, but muddling up the two will mean a mess ... Sun, 31 Jan 2010 16:00:00 -0800 114364 Identify New Consumer Norms http://smallbusiness.yahoo.com/r-article-a-114351-m-2-sc-56-identify_new_consumer_norms-i American consumers have been profoundly altered by the recession in a way that will have a lasting effect on how they shop and buy. That's the ... Sun, 17 Jan 2010 16:00:00 -0800 114351 Start the New Year Off Right http://smallbusiness.yahoo.com/r-article-a-114348-m-2-sc-59-start_the_new_year_off_right-i The beginning of the year is a great time to take stock and do some financial planning for the new year. Here are four strategies for starting 2010 ... Sun, 17 Jan 2010 16:00:00 -0800 114348 Your 10-Year Exit Strategy http://smallbusiness.yahoo.com/r-article-a-114339-m-2-sc-53-your_10year_exit_strategy-i As a business broker who's been involved in hundreds of deals, I can tell you with certainty that the best time to sell your business is when ... Tue, 12 Jan 2010 16:00:00 -0800 114339 Calculating an Offer in Compromise http://smallbusiness.yahoo.com/r-article-a-114341-m-2-sc-56-calculating_an_offer_in_compromise-i In the past two columns, I've been discussing offers in compromise, the IRS program that gives taxpayers a fresh start. This program is designed ... Mon, 11 Jan 2010 16:00:00 -0800 114341 Limit Your Credit Risk in a Bad Economy http://smallbusiness.yahoo.com/r-article-a-114334-m-2-sc-59-limit_your_credit_risk_in_a_bad_economy-i When you want to limit your risk while extending credit there are a few things you can do to protect yourself, your business and your money. Some of ... Thu, 07 Jan 2010 16:00:00 -0800 114334 Increase Efficiency with Electronic Deposits http://smallbusiness.yahoo.com/r-article-a-114308-m-2-sc-59-increase_efficiency_with_electronic_deposits-i For small business owners seeking ways to remain competitive during this economic climate, now may be a good time to consider using a remote deposit ... Wed, 16 Dec 2009 16:00:00 -0800 114308 How to Apply For Offers in Compromise http://smallbusiness.yahoo.com/r-article-a-114297-m-2-sc-56-how_to_apply_for_offers_in_compromise-i In the last issue, I discussed  qualifications for offers in compromise . Please note the following correction:  I stated that when one is ... Mon, 14 Dec 2009 16:00:00 -0800 114297 Make Effective Use of Your Collection Letter http://smallbusiness.yahoo.com/r-article-a-114301-m-2-sc-53-make_effective_use_of_your_collection_letter-i Frank shook his head as he pored over the aged balance printout. Sales just weren't what they were last year. He knew he faced an uncomfortable ... Sun, 13 Dec 2009 16:00:00 -0800 114301 Is the ARC Loan a Sinking Ship? http://smallbusiness.yahoo.com/r-article-a-114292-m-2-sc-59-is_the_arc_loan_a_sinking_ship-i It's been six months since the SBA announced the America's Recovery Capital Loan program. My last article on this topic, " Will Anyone ... Wed, 09 Dec 2009 16:00:00 -0800 114292 Take Advantage of Electronic Communication http://smallbusiness.yahoo.com/r-article-a-114259-m-2-sc-59-take_advantage_of_electronic_communication-i Collectors are starting to use electronic communications to locate debtors or past-due customers. Many people have public social networking profiles ... Thu, 05 Nov 2009 16:00:00 -0800 114259 Cash Shy? Try Bootstrapping http://smallbusiness.yahoo.com/r-article-a-114252-m-2-sc-59-cash_shy_try_bootstrapping-i I define bootstrapping as "pursuing success with limited resources and with the help of others." By limited resources I mean a shortage of ... Wed, 04 Nov 2009 16:00:00 -0800 114252 Offers in Compromise http://smallbusiness.yahoo.com/r-article-a-114254-m-2-sc-56-offers_in_compromise-i The economy is fighting madly to recover. Yet many folks, especially business owners, are still suffering. Quite a few have delinquent income tax ... Tue, 03 Nov 2009 16:00:00 -0800 114254 Save Money by Renegotiating Your Lease http://smallbusiness.yahoo.com/r-article-a-114247-m-2-sc-59-save_money_by_renegotiating_your_lease-i Every tenant picks up the newspapers and reads that landlords are underwater on many of their buildings as vacancy rates increase and rental rates ... Mon, 02 Nov 2009 16:00:00 -0800 114247 Is it Time to Refinance? http://smallbusiness.yahoo.com/r-article-a-114236-m-2-sc-53-is_it_time_to_refinance-i As the economic climate continues to fluctuate and interest rates hover at record low levels, it may be a good time for small business owners to ... Mon, 19 Oct 2009 17:00:00 -0700 114236 Should You Manage Your Own Portfolio? http://smallbusiness.yahoo.com/r-article-a-114229-m-2-sc-53-should_you_manage_your_own_portfolio-i Tired of money managers who cook the books and stockbrokers who profit whether you hit it big or lose your shirt? And, even if your broker does have ... Sun, 18 Oct 2009 17:00:00 -0700 114229 Cutting-Edge Cost Cutters http://smallbusiness.yahoo.com/r-article-a-114215-m-2-sc-53-cuttingedge_cost_cutters-i What business owner isn't trying to save money today? While online businesses often don't have the overhead that comes with a big office and ... Mon, 05 Oct 2009 17:00:00 -0700 114215 Big Returns Come in Micro-sized Packages http://smallbusiness.yahoo.com/r-article-a-114216-m-2-sc-54-big_returns_come_in_microsized_packages-i Twitter, the social media micro-blogging service, just received $100 million in  new funding  from T. Rowe Price and New York's Insight ... Mon, 05 Oct 2009 17:00:00 -0700 114216 Strengthen Your Credit Policy Today http://smallbusiness.yahoo.com/r-article-a-114210-m-2-sc-59-strengthen_your_credit_policy_today-i Controlling when you get paid is a huge component in the survival--or failure--of your business. Whether extended to new or existing customers, you ... Sun, 04 Oct 2009 17:00:00 -0700 114210 More Benefits, Fewer Taxes http://smallbusiness.yahoo.com/r-article-a-114212-m-2-sc-56-more_benefits_fewer_taxes-i You've no doubt been at pains to cut costs during this recession. Now is the perfect time to review your hiring strategies and pay scales. More ... Thu, 01 Oct 2009 17:00:00 -0700 114212 Manage Debt Effectively http://smallbusiness.yahoo.com/r-article-a-114203-m-2-sc-53-manage_debt_effectively-i Amid this volatile economic climate, small business owners may be facing a number of challenges, such as holding too much inventory or sluggish ... Wed, 23 Sep 2009 17:00:00 -0700 114203 Spend Smart to Grow Smart http://smallbusiness.yahoo.com/r-article-a-114164-m-2-sc-59-spend_smart_to_grow_smart-i Your business isn’t going to grow on its own. If you’re ready to expand, but you’re not sure where to start or how to best ... Mon, 14 Sep 2009 17:00:00 -0700 114164 More on C Corporations http://smallbusiness.yahoo.com/r-article-a-114175-m-2-sc-56-more_on_c_corporations-i Last month’s article about structuring one’s business as a  C Corporation versus a sole proprietorship , an LLC, an S ... Tue, 08 Sep 2009 17:00:00 -0700 114175 It's Not the Economy, Stupid http://smallbusiness.yahoo.com/r-article-a-114184-m-2-sc-53-its_not_the_economy_stupid-i Your sales are down. Your operating costs are out of control. Your cash flow has slowed to a trickle. Your bank won’t give you a loan. Of ... Tue, 01 Sep 2009 17:00:00 -0700 114184 How Does Your Business Rate? http://smallbusiness.yahoo.com/r-article-a-114183-m-2-sc-53-how_does_your_business_rate-i Your credit score is the number on your credit report that helps lenders or others predict how likely you are to pay any credit accounts on time. ... Tue, 01 Sep 2009 17:00:00 -0700 114183 Don't Get Stiffed http://smallbusiness.yahoo.com/r-article-a-114189-m-2-sc-53-dont_get_stiffed-i More than 43,000 businesses filed for bankruptcy last year, according to data from the American Bankruptcy Institute.  Michelle Dunn, a 20-year ... Mon, 25 May 2009 17:00:00 -0700 114189 How Do Investors Get Paid? http://smallbusiness.yahoo.com/r-article-a-114133-m-2-sc-59-how_do_investors_get_paid-i Startups planning to raise venture capital in these turbulent times should pay attention to the way investors get paid during bear markets. ... Mon, 16 Mar 2009 17:00:00 -0700 114133 APR Hikes Ambush Biz Owners http://smallbusiness.yahoo.com/r-article-a-114130-m-2-sc-53-apr_hikes_ambush_biz_owners-i Doug Carpenter isn't a lawyer or a banker, nor does he work for a government agency or a consumer watchdog group. So why is the owner of a ... Sun, 15 Mar 2009 17:00:00 -0700 114130 Pros and Cons of Alternative Investments http://smallbusiness.yahoo.com/r-article-a-114124-m-2-sc-53-pros_and_cons_of_alternative_investments-i Successful entrepreneurs--especially those who have sold companies or taken them public--are frequently offered investment opportunities that most ... Wed, 11 Feb 2009 16:00:00 -0800 114124 An Overview of Deducting Business Expenses http://smallbusiness.yahoo.com/r-article-a-114038-m-2-sc-56-an_overview_of_deducting_business_expenses-i Carol A. Brittain has more than 20 years of experience specializing in business and corporate law. She holds an MBA from Thunderbird School of Global ... Wed, 11 Feb 2009 16:00:00 -0800 114038