Chosen by Asker

Thats about double what you should be paying with good credit. A website I've recommended in the past would be... www ... Best of luck to you.

by Darius B

2 weeks ago

Asker's Rating: 

Of course it is. Why are you financing 2 cars? You don't finance depreciating asetts. Save up and pay cash.

by Rick B- 3 weeks ago

thats way to high 7 to 8 is more like it try a credit union

by pickmefirstplz- 3 weeks ago

Hi to purchase a new car u can avail at 9% interest rates from nationalised banks and used car u have to avail 18% interest rates

by raju_b4u- 3 weeks ago

12% does not sound like "good credit", what do you consider good? Whats the rate on the open auto? Sounds like you are below a 680 FICO. 12% is high if you truly have good credit but not if that is the best you can do based on the current risk you pose to the lender. If you are better than 12%, shopping for a better rate should be a piece of cake. The model year and mileage could also play a part in the final rate so if you are buying older used this can also lead to a higher rate.

by p.- 3 weeks ago

If you're thinking of buying a new car, or a new-to-you car, and will be taking out a loan, be sure you've got your bases covered. It's not enough to simply have an idea of who you're going to call for the loan. If you do a little bit of homework you can determine how likely you are to receive the money you'll need to buy the car. www ... First of all, have you figured out how much you can afford to pay each month? The easiest way to find this out is to take your monthly income, divide it in half, then subtract your rent or mortgage payment from that half. Whatever is left is what you, theoretically, can afford to pay. Remember though, this has to include your insurance payment as well. If you're not sure what that will potentially be, do some research.

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by Titi- 2 weeks ago