Question

R there jewelry stores who'll let you delay payment..like literally not paying a cent until a few months later?

So no "buy now and take home item, don't pay a dime 'til 3 months from now" kinda things?

3 weeks ago - 5 answers

Best Answer

Chosen by Asker

Haha, there are too many. I think practically every major jeweler has a credit or credit card program. After all, jewelry is a big ticket item that lasts forever and your situation shows that having a credit program is a competitive advantage. So long as you have good credit, getting into one of these programs is not a problem! Just go to the store of your preference, fill out an application, and then wait to be approved. If you have a credit card in good standing, that's a high indication that you'll easily get jewelry credit. I'd recommend Zales. Good luck.

Source(s)

by C

3 weeks ago

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Other Answers

Plenty of them, in fact, most of them will do that. The thing is you will have to wait those few months until you can actually get the item. Hope no-one buys it first.

by dantheman- 3 weeks ago

Smaller jewelry stores are going to allow layaway. They aren't going to let the items out of the store until they are paid. Larger chains *may* offer credit plans and if you are approved, let you have the item. I suspect their prices will be higher since they have to allow for deadbeats.

by the tax lady- 3 weeks ago

Yes, many many places not just jewelry stores will have buy now and no interest till 2011 or something like that. What you can do is start paying it off before interest accrues, if you do it this way cause the interest will accrue and fast w/ these programs. The other answer on Zales is right on! I got my wedding jewelry from Zales and they have been in business forever!

by lkl- 3 weeks ago

Some do offer this incentive, one thing to remember is that if you don't pay it off prior to the payment plan starting, they charge you interest during this time frame.

by andy- 3 weeks ago