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How can I get approved for an car Loan with a cosigner without going to a dealership?

I have a pretty bad credit score. (540) I am trying to get a car from a private party. My mother, whos credit score is around 750, said she would co-sign for me. I have applied to a bank with me as the primary and her as the co-signer and was denied. I have also applied for a loan with her as the primary and myself as the co-signer. Denied. What is the deal? BTW, I have only applied online. The first institution we used was A credit union, the second was Bank of America. I need help. Who will approve the loan? Has anyone dealth with Eloan.com before?? Any advise would be appreciated.

1 month ago - 2 answers

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Do not give out your SS info online to anyone unless it is certain and reputable finance company or bank. I reported the Spams cause that is the kind of e-mails I get. Don't ever get caught up in those.

by lkl- 4 weeks ago

Auto finance is what I do for a living and in today's economy your best bet will be either your Mothers own bank or credit union. Do not look for auto loans on the Internet all you will get will be scams.

by SPIFIMAN1- 4 weeks ago