Question
garnishments paid off?
who stops the garnish of your wages once the amount to be paid is reached? can the person who garnish your wages stop the garnishment at any time. what happens to the funds if they take more then the amount to be paid?
3 weeks ago - 3 answers
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i'd never been garnished, but i think it would B a good idea 2 close the old acct & open a NEW 1. u can even use a temp acct 2 pay the creditor. u can even put ONLY the agreed amt in so they can't take more than that. i think the ONLY way they can garnish u is if u give out the bank acct info, unless the creditor happens win a lawsuit. i heard that there r special comps who specialize in finding debtors' assets/bank accts. this is y its so important 2 guard $$$ in this day of hardship. if creditors take 2 much then customers may not have enough 2 live on
3 weeks ago
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Other Answers
The creditor gets a garnishment order based on the amount that is awarded in a previous lawsuit (could possibly be additional costs for interest and other costs). Some states only allow a garnishment order for a certain period of time and the creditor will have to get another order. Since the order states the amount that can be garnished, there shouldn't be more taken than is allowed under the order.
by Mike- 3 weeks ago
Mike is correct. If by chance you feel they have taken more than their amount you certainly are free to write them and ask for a breakdown of their charges and express your concerns. If your figures are different you can ask why. They will probbly argue with you and say what they took was ok, but you can also ask when they will stop taking money out (if they preently are continuing to garnish you).
by sophieb- 3 weeks ago