Question

Can a bank representative call at your home on a sunday for unpaid bank loan?

4 weeks ago - 9 answers

Best Answer

Chosen by Asker

As others have stated, yes they can call you any day of the week. The best way to avoid this is live up to your financial obligations, even if it means attempting to make alternate arranges (outside of the loan agreement) to handle the debt. They don't WANT to call you, they just want you to hold up your end of the agreement.

by bigreg

4 weeks ago

Asker's Rating: 

Other Answers

I don't see why not, although it would be a little rude. If you owed me money I would call you on a Sunday when you're most likely to be at home.

by The Fletch- 4 weeks ago

Of course they can.

by Silly Old Git- 4 weeks ago

This is a very unusual thing to do. Maybe some zealot of the bank was checking you were at that address. I suggest you check with the bank to make sure the person who visited was genuine, regardless of any ID he/she might have been carrying.

by jupiteress- 4 weeks ago

Certainly can. You can decide whether or not to open the door, or send him on his way, whichever suits.

by BARRY B- 4 weeks ago

I suppose they can if the bank you had the loan with is open on Sunday. Otherwise you may be getting a call from a collection agency that can call on Sunday to collect on debts.

by Missy Lou- 4 weeks ago

they can call you anytime from 7am to 9pm 7 days a week if they want to. even christmas day! best speak tot hem and sort out a payment plan

by starlight- 4 weeks ago

What you should do is take a look at the Fair Debt Collection Practices Act. Google it or pull it up on Wikipedia. I think wikipedia has it summarized very well. Apparently per wikipidia FDCPA they are prohibited from the following. Hours for phone contact: contacting consumers by telephone outside of the hours of 8:00 a.m. to 9:00 p.m. local time

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by Roda- 3 weeks ago