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Hi Nick, Good question. Let me see if I can shed some light on what I see... From their website: "Debt Relief USA is a referral service that matches you with companies offering debt relief services. Debt Relief USA is not an end provider of debt relief services nor is it part of any agreement or contract of services you may commit to with a debt relief company." This let's Debt Relief USA "off the hook". There is no accountability. This company is basically generating leads which it sells to the highest bidder. Enrolling with them today may land you in a program with one company while enrolling a few month later would result in doing business with an entirely different company. There's no telling. Are you looking at a debt settlement program or credit counseling? Do you know for certain which is best for you? Who is the actual company providing the debt settlement or credit counseling service, and what are their results, track record, fees and guarantee?? I could answer your question if we knew who they were representing. unfortunately most companies offering "debt relief" or debt settlement are not trustworthy, but there are a few solid companies and programs. The first step is finding out which option is truly best for you. If you have specifics on the company and details of the quote and fees they are offering you, then I can quickly assess if it is a credible program or not, or if it's worth seeking another alternative. Also, you can find a wealth of information on debt settlement, including audios and videos on debt settlement; having it "done for you" as well as "doing it yourself": www ... Best wishes!

Source(s)

Here To Be An Asset To You, Jesse Niesen FastTrack Consulting, Inc. 888-928-DEBT (3328) * * * * * * * Visit www ... to get free instant access to my "Debt Relief Guide" which includes a debt analysis, budgeting guide and "How To Be Debt Free ASAP" educational audios and videos to help you make your best choice!

by Jesse Niesen, DebtGoToGuy.com

1 month ago

Asker's Rating: 

You will be paying for something you can do yourself. They are in the business of negotiating with creditors and making a profit doing this. If you have the stomach for it, look around on line and get a feel of what it will take to negotiate these yourself. I saw this article on MSN today. articles ... Pay close attention to item #5.

by timothy p- 1 month ago

It's not worth it.....Stay away from any "debt consolidation" company that promises to cut your debt and payments in half through debt settlement....This is a risky tactic of deliberately ceasing all payments to creditors and forcing your accounts into default to attempt settlements. You pay a monthly fee to a debt consolidator....this entire fee goes towards building a settlement account and to the consolidator's fees to “settle” your accounts in the future. Your credit card companies will deliberately not be paid so that all the accounts will default/charge-off so that they can attempt settlements at around 50%. If you are current on your accounts, this process will ruin your credit rating for sure. Debt settlement is like a roll off the dice with your finances...You can never predict how your creditors will respond to the deliberate defaulting of your accounts...they might settle at 50%...or they might serve you a summons, take you to court...and if they win, you could be looking at wage garnishment. Many people who sign up with “debt consolidation” firms incorrectly assume that they have the power to force your creditors to accept settlements...they don’t. Your creditors have the right to refuse settlements and take you to court.

by CatDad- 1 month ago

You're better off filing bankruptcy, IMVHO, Use the power of the US Bankruptcy courts, however if you wanna stiff your creditors and have them bug you for the next few years to get the money you owe them, then go the debt settlement route,

by drive_55_not- 1 month ago

debtreliefreviews ... has a list of reputable companies provide debt relief and help programs.

by Daphne- 1 month ago