Question


Shaker

Inquiries on a Credit Report?

Hello, I have almost 20 inquiries on my Credit Report but I have 727 credit score.so I did them last year I didn't know that is gonna affect my credit report and I just applied to many credit card at the same time in one month or one week and then I realized it is affecting my credit report and I didn't do any more application. so my question is how can I get rid of those inquires. I didn't sign any credit card application i just applied to them from online. Thank you

1 month ago - 1 answers

Best Answer

Chosen by Asker

You cannot get rid of them. SInce you were indeed the one who made the inquiries, they will stay on your report for 2 years. My advice would be to not do anymore applications for credit unless necessary. Now, the thing is that if someone else 'fraudulently' made inquiries on your account, then you could dispute the items on your credit report, and then it would take about 30-45 days to have them removed. You can sign up for credit monitoring service on websites like Freecreditreport.com and they will monitor your credit, and let you check your credit everyday WITHOUT knocking your score down any. Hope I helped you out some. Goodluck

by stephkay217

1 month ago

Asker's Rating: