Chosen by Asker

Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments - creditreport.imess.net

by Mario

1 month ago

Asker's Rating: 

No.... To help build (or rebuild) a good credit history, it can be beneficial to get a secured credit card, the kind where you put up a security deposit and your credit limit is equal to that. You can use this to gradually rebuild a history of on-time payments that will be reported to the credit bureaus.

by CatDad- 1 month ago

Get a prepaid or secured credit card through your bank so your credit card usage will be tied directly to you. You might also get what's called a believer loan through your bank. The bank makes an imaginary loan to you, say $500.00. Each month you make payments on this loan (ON TIME!). Your payment goes into a CD, less a finance fee. When you're done, you have credit for paying off a loan and a $500.00 CD you can take out or roll over.

by Socrates- 1 month ago

Tmobile checking credit? Thats a new one! Well considering these economic times, getting a credit card is hard. I personally, would go to capital one. They are like the easiest bank to get approved for without charging you ridiculous fees. My first credit card was with a cl of 1000 and only charged me 39. Stay away from Orchard bank, Applied bank, and First Premier. They give you credit limits of $250 and 177 in fees so basically they charge you $177 for establishing your credit.

by M.I.A- 1 month ago

i think creditlocators can help you with what you need.they offer you an easy way to browse and compare over different types of credit cards to find the perfect match. Whether you are looking to rebuild your credit, have a new credit history or /and earn rewards and points. just google creditcardlocators for more info

by Leo- 1 month ago

Prepaid cards are debit cards and they do not build your credit. You can get a secured card to help you build credit. www ...

by CbALEY- 1 month ago

No, I checked a site called findsecuredcards I think, you can google it. Most prepaid cards DON'T build credit, but there are a select few. I would make sure you read the fine print, before you apply, and think it will help build credit.

by T2- 1 month ago

There's only one prepaid credit card that I know helps build credit and that's the APS Cashplus card. However you need to apply for the card first then add their credit builder add-on to the card. There is more information on the card here: www ...

by CRAIG T- 1 month ago

I think the APS Cashplus card is only for the U.K though Craig? I've just had a quick read on the site you provided www ... but i'm not sure you can apply in the U.S.

by Brad Stuart- 1 month ago