small claims court against a collection company?

I have this problem with a creditor for a legally obligated debt incurred when I was sick. What happens was I then started a DMP Debt Management Program through a nonprofit.Essentially I made large payments every month which were a very largeportion of my income - 30% as a low income person. I finally came to about 340.00 dollars left and paid the rest through the DMP in April. What happened in the meantime is they did not credit two checks one for 150.00 and the other for 155.00. I asked them in the interim and after the balance paid off if they would send me a refund when they found those checks and they said yes immediately so I paid that balance knowing it was overpaid. Now it is nearly eight months later and they are giving me the run around. Every time I get a different response. The latest one is that they sent the check back as a refund to my 3rd party nonprofit and the nonprofit DMP has no record of such. I am rather sick of dealing with these people and gave them a 30 day demand letter with my intent to sue (for triple damages) allowable by the state of Massachusetts if they ignore me. Is this a case that is likely to be easy?

1 month ago - 1 answers