Question
short-term health insurance - I have over $1000 worth of medication monthly?
I need health insurance to help pay for my over $1100 worth of medical expenses, mostly medications, monthly. I know vaguely what a deductible and a copay are, but not enough to make an informed decision. It's very confusing to me. What types of policies should I be looking at? What's a reasonable deductible and copay for me to look at? Basically, my health insurance just terminated and I can't get a short-term policy with my current health insurance company. The place where I just started working offers health insurance plans, but only to employees that have been with the company for more than six months. I've been looking at Golden Rule, as well as Assurant. I haven't considered COBRA, and don't know much about it, but it doesn't sound appealing to me.
1 month ago - 3 answers
Best Answer
Chosen by Asker
health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
by Roger
1 month ago
Asker's Rating: 
Other Answers
No one is going to offer you a small amount of premium in exchange for a large amountd of payout. Any private coverage you try to buy - even short term - will exclude all coverage for this condition you already have. I have no doubt, COBRA is the only thing you're going to find, that will kick out your $1100 every month, for your prescriptions.
by mbrcatz- 1 month ago
Sorry, but if you can find any insurance company to accept you they won't cover your pre-existing conditions nor your medication costs. Your only option, if available, would be COBRA. COBRA is nothing more than a continuation of the insurance you previously had, it's just that your ex-employer is no longer contributing anything to the premium. You'll be paying the entire premium plus a 2% admin fee but your medications would be covered. If you were terminated from your job due to no fault of your own the government will pay 65% of the cost.
by Zarnev- 1 month ago