Question
Credit card for people with bad credit but steady and good income?
My wife and I make about 75K a year but we have bad credit because of medical bills. We recently had a baby and we want to payoff several short term loans that are charging us an 90% interest. We want to start over but we do not want to file for bankruptcy, is there a credit card for people with bad credit or a bank that will do a personal loan? Please we need help, only real answers not persons from Africa offering loans. We want to give our baby a better life. PS we recently started to eat rice and beans only and we starting to save a lot of money that way. Please help....Thank you
2 months ago - 6 answers
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by Brandon
2 months ago
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Other Answers
Call your creditors and claim you have big medical expenses and may have to file bankruptcy. Say the hospital agreed to reduce their bill, ask the creditor if they can help too.
by General Custer- 2 months ago
A credit card that can be gotten with a poor credit rating is known as a bad credit card. These cards give those with bad credit a chance to improve upon the credit rating they have. For those people the cards act as a rescue like this. www ... Profits are what business is all about and profits are put at risk by this. The balance on the account will normally earn interest from the bank or company providing the credit card. This should be checked with the company providing the card.
by Nicole- 2 months ago
No major credit card company will qualify you for a new card with bad credit right now. Are you sure that filing for Chapter 7 (or 13) isn't the best option? Don't guilt trip yourself if you need to do this for your family. Financial institutions have taken trillions of our dollars for bailouts and they didn't express any remorse. Do what's best for you and your family.
by CatDad- 2 months ago
Yes most mjaor credit card companies have a credit card for bad credit or people just starting out, in order to get this you have to pay their one time fee (which varies) the fee that you pay is sort of a security for them just in case you end up not paying your bills like other times thats reported on your credit card. With this card it will start to rebuild your credit and enhance your credit card score and open more opportunity for you. It would be worth looking into and paying the fee so that you can start over
by Diesel- 2 months ago
Go to www.daveramsey.com. Learn how to budget and pay bills the correct way without using credit to do it. It works.
by mjghunter- 2 months ago