Will an Apartment Rental Credit App Update My Employer Info On My Credit Report?

I have some credit problems that I am trying to work through (please save any of the self-righteous "just pay your bills" responses that always seem to show up--they are neither helpful nor relevant). My credit report currently shows an old employer from a couple of years ago because I have not applied for credit recently. I don't want it to update because I don't want to start getting harassing debt collector calls at work, or worse yet have them start calling and telling my boss or coworkers about my debts as some shady collectors do. Even though it is illegal, they'll continue calling even after you tell them you can't take calls at work, knowing that people who are deeply in debt are not really in the best position to take them to task legally. I get 20-30 calls per day from collectors on my cell phone at times, and no way can I deal with that at work. It would probably get me fired. I am trying to move to a cheaper apt to help me get out of debt faster and get all my bad debts taken care of, but until I do, I don't want any of these harassing collectors knowing where I work. So if I apply for an apartment, listing my current employer, and they run a credit check, will my credit report be updated to show my current employer? Or does that employer information only change from actual loan applications or when existing creditors report it?

2 months ago - 4 answers