CHASE CREDIT CARD:adversary proceeding?

My parents, aged 78 and 74, were forced to file bankruptcy in April 08, after my mom's second stroke. They had previously purchased a motor home where the seller had taken gross advantage of them-and found a lender to oblige. They owed much more than what it was worth, and after my dad spoke with the bank trying to get them to simply repossess it, he found that they could not due to the fact that they would still be reponsible for the remaining balance (which would be approximately $40,000.00) after the bank would re-sell at its current value. He recommended they file bankruptcy. They filed on only what they needed to, the motorhome and their credit cards. Three months prior to the bankruptcy, (before they had a clue they were going to have to do this) dad traded their truck for a Ford Taurus that Mom could get into more easily. He put $7,500.00 on his Chase credit card to make up the difference between what he got from the truck and the price of the car. The car loan was not included in the bankruptcy and they are still paying for that, but the $7,500.00 was included, as it was a credit card charge. At the time of this transaction, he had no idea he was going to be filing bankruptcy. Now Chase has filed an adversay proceeding against them for the $7,500.00 amount. Their bankruptcy attorney is wanting them to retain him for an additional $1,500.00 which they do not have. Do you have any suggestions on how to persuade Chase to drop this without making my parents make another long trip (2 hrs) to New Albany? They are already very embarrassed about the entire bankruptcy, and now to be called a thief is almost more than they can endure. My dad is hard of hearing and my mom can no longer walk without assistance. This is absurd. Any advice you can give will be greatly appreciated.

3 months ago - 2 answers