Chosen by Asker

Yes. Because these are 'guaranteed issue' policies. The catch is, you have to pay in at least two years before you die, for them to pay out. If you're well enough to live for two years, you're usually well enough to live for five years. After five years of paying in, you're paying in MORE than they are paying out.

by mbrcatz

5 months ago

Asker's Rating: 

Yes, but I really wouldn't trust those plans and more then likely they are more of a "discount" plan vs. a health plan which a lot of physicians do not accept. Remember, if it sounds to good to be true, it probably is. I would only suggest a discount plan type of insurance if you live in a city/location that has plenty of providers/choices to choose from.

by travelwithmisst74- 5 months ago

basically it means their not going to ask about pre existing conditions. just make sure the conditions and limits of the policy are clearly spelled out before you buy anything.

by R K- 5 months ago