Question
A week ago I got a free credit report from experian and yesterday my bank account was charged $14.50?
I did not fill out any of my bank information on the application so i am not sue how they ended up with my bank account. I have already tried calling the number provided to me by experian and all I get are machines. How do I resolve this.
5 months ago - 3 answers
Best Answer
Chosen by Asker
You are entitled to one free credit report from each of the 3 main agencies. If you have received one during the past 12 months from experian, they will charge you for this one. Also - if you checked that box about finding your "credit score" - there was a charge for that, and I believe it is $14.50 You can get back on the credit report page and file a dispute for any information that you find there. Use that form to vent your concerns - at least it will get reviewed by a real person and checked into.
5 months ago
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Other Answers
they must have dinged your debit card. you inadvertently answered a question that authorized them to do this. keep calling experian.
by David Z- 5 months ago
Talk to your banker.Quick.
by Star- 5 months ago
If you didn't put in your debit card number somewhere, they probably got it from information in the credit report itself. Call your bank to dispute the charge, file a BBB complaint, etc. The correct place to get your government-mandated free credit reports is annualcreditreport ... . The others lure you in and trick you into signing up for add-ons like credit scores and credit monitoring services.
by G. Whilikers- 5 months ago
Are you sure you didn't give them your debit card number? You signed up for monitoring services. They ALWAYS ask for a credit or debit card before you get your free credit report. Good luck cancelling the monitoring service. They never seem to make it easy. You get your free annual credit reports from each of the three credit bureaus online thru AnnualCreditReport.com. This is the ONLY site that does not require a credit or debit card and you won't be signed up for monitoring services.
by bdancer222- 5 months ago