Check this GFE & TIL and let me know if charges are OK for my home loan ?

I am rounding some of the amounts to the nearest dollar. Home price=221K annual taxes = $6500 downpayment=20% Closing date=7/25/2009 locked rate=4.750% 15 yr fixed APR= 5.016 GFE DETAILS: ========== PFC=Prepaid finance Charges SC= Settlement Charges 901 =prepaid interest 30 days 23.01 day = $699 (PFC) 808 = tax service fee to lender =$60 (PFC) 811= wire transfer fee to lendr=$17 (PFC) 812= processing fee to broker =$795 (PFC) 813=adminstration fee to lender=$795(PFC) =MERS fee to lender =$7 (PFC) 1101=settlement fee =$700 (PFC) 1108=title insurance premium =$315 (SC) 1201= recording fee =$132 (SC) 814= flood fee to lender =$12 (PFC) 803= appraisal fee to lender =$300 (SC) 804= credit report fee =$50 (SC) Totals= $3080(Prepaid finance) = $797 (settlement charges) Loan Amount= 176,800K prepaid finance = $3080 Amount financed = $173,700 total settlement =$797 1004 = County tax reserves = $1100 1008= aggregate escrow = $550 amount given to you = $172,300

5 months ago - 2 answers