Question
will i still be covered by short term disability insurance even if i worked on my part time job?
im not able to work on my full time job but been able to work on my part time job coz it requires less labor rather than my full time in which i am planning to claim for my short term dissability insurance will my insurance provider still covers me in this situation..
6 months ago - 2 answers
Best Answer
Chosen by Asker
If your short term disability insurance is through a group policy at work it is very likely that the definition of disability would require that you are unable to work. A more restrictive definition of disability is often found in group policies in order to keep the monthly premium low.However, your group may be different. You need to check the certificate of coverage you received when you signed up for the disability coverage. Look for the "definition of disability". It should be easy to find in the contract. If you don't have the certificate check with the HR people at work or call the agent that sold the policy to your employer. If you bought the disability policy as an individual you will have to look at the policy or call your agent because there are many ways to customize the coverage of an individual policy..
by Tom Z
6 months ago
Asker's Rating: 
Other Answers
~~You will have to read the policy. Does it require you to be 100 percent disabled before you are eligible for benefits or do they cover any kind of disability? Every policy is different so you have to read yours or call and ask them. Unfortunately no one here could give you a correct answer.~~
by debijs- 6 months ago