Question
My laptop got stolen while in hospital, would contents insurance cover it?
If your wondering im on the family computer so im not telling lies (:
5 months ago - 4 answers
Best Answer
Chosen by Asker
Your contents coverage will cover the lap top. However, your deducible will apply. Also the contents coverage pays for a lap top similar to the one you had. The thing with computer claims, computers get out dated pretty quick. So a lap top that was top of the line last year is just a mid-grade this year. You may want to price out lap tops. If you have a 500 deductible and the lap top will cost 600 to replace with a similar model, insurance would only pay 100. You will also need to file a police report.
Source(s)
Insurance Adjuster 12 years
by MSAD
5 months ago
Asker's Rating: 
Other Answers
yes you be cover.
by Mark S- 5 months ago
it should cover it but for the price of a lap top it is not wise to file a claim. your premiums will be increased and you will end up paying more in premium increases than value of laptop.
by David Z- 5 months ago
yes - providing it was theft - not mislaid and....it would be subject to your deductible and -if it was theft - then you must report it to the Police
by cdnfellow- 5 months ago