Chosen by Asker

The rate will depend on what loan program you go with and how much money you put down. If you go with an FHA loan you can get a 30 year fixed around 5.25% or an FHA 5/1 ARM at 4.25%. The only thing your income will affect is how much money you can borrow.

Source(s)

I'm a mortgage banker/broker

by Noneya

6 months ago

Asker's Rating: 

Interest rate is more dependent on the type of mortgage and your credit score than your income. Also under consideration will be the amount of money you put down. It's harder to get a great interest rate if you put less down, unless it's an FHA loan.

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Mortgage loan is a term used for the loans secured by a property. Mortgage loans refer to a loan secured by residential property, often for the purpose of securing real estate. Mortgage loans are priced lower than other loan structures because the value of the property risk for the lender. www ... A fixed rate mortgage loan has its own benefit. If the borrower is budget conscious, he will remain at peace because the monthly mortgage amount will not change.Fixed rate mortgage loan is a loan where the interest rate remains the same through the term of the loan. Fixed rate mortgage loans are the most traditional form of loan.

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