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From the MIchigan Financial and Insurance Regulation web site - A license is a privilege, not a right. To receive and maintain a license in Michigan, an insurance producer (commonly referred to as an insurance agent) must be at least 18 years old, must complete any pre-licensing and continuing education required by law, must successfully pass any examinations required by law, and must not have committed any of the 14 acts that are listed as causes for license denial or revocation in MCL 500.1239. As noted above you must complete pre-licensing courses. If you are seeking a life & health or a property & casualty license you will be required to complete 40 hours of course study. PE coursework is approved in Michigan for classroom and correspondence. Either is acceptable. After completing the PE course work the licensing candidate must take the initial examination within six months (if not, the certificate expires and the course must be repeated.) If you fail the initial examination, you would then have an additional six months from the date of the first attempt to retake and pass the examination. (If a passing exam score is not achieved by the end of the six months, you would have to start PE anew and earn a new Certificate of Completion).

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by Tom Z

6 months ago

Asker's Rating: 

You'll need to get licensed with the state (contact the department of insurance in MI). Some states require an insurance company sponsor then you'll need to study and sit for the test. Usually the states have several licenses (Life, Property & Casualty, Health, etc,). Call an independent agent and talk to the owner and see if you can go to work for them as a non-employee. Unless you have experience operating an agency and have a book of business to transfer quickly, you will not be able to get a company that you can represent. Insurance companies want premium commitments and as a new agent, you'll need more than one company to be competitive.

by Comet0426- 6 months ago

The easiest way to do it, is take the licensing test and pass it, and go work for another independent agent to learn the ropes. Depending on what kind of insurance you want to sell, it can be very, very difficult to get the contracts with insurance companies, that will let you write the policies.

by mbrcatz- 6 months ago