is this a good rate to process credit cards on my website?

I was offered the below rate to add a merchant account to my website.. is this a good rate? Also, do you have any recommandation on companies I should check out who can do online credit card processing for my website? HERE IS WHAT I WAS QUOTED -Your statement fee is $6 per month. -Your Web Terminal fee is $6 per month. -Your Total Monthly Investment will be $12 per month. -2.19% + .25 per transaction. This is the COMPOSITE RATE INCLUDING ALL FEES ( Our processing rate is 1.94% which is the rate that every other company will advertise on their websites thereby omitting the additional fees associated with each transaction). NO additional hidden fees, surcharges, avs, batching, merchant,processing, 3rd party ect. -Reward Cards: 2.25% but it can be as high as 2.50% -Corporate/Business Cards: 2.59% but it can be as high as 2.84% -Debit Cards: 1.94% -$99 Annual fee billed at the end of 1 year from setting up account (waivable) -NO set up fees -NO application fees -NO Contracts and NO Cancellation fees!!! -funds deposited within 24 to 48 hours -Free check software -Free search engine submission -Free Shopping Cart

6 months ago - 1 answers