Question


anonymous

I have been the victim of the infamous "check scam"?

So I have been looking for a job over the past months on craigslist and recently got a job offer where I cash checks for a fake insurance company. So far I thought it sounded good, this was before I did heavy research on the scam and thought to go ahead and give the guy my information. About 2-3 days later I received a check in the mail for $3100 and got an email from the guy saying to deposit it and wait for it to clear. So i waited and my online bank screen showed that it had indeed "cleared" so I followed his further instructions and said to transfer $2600 to him in North Carolina and to keep $500 for my trouble. So I did all this and about a couple days later my online bank account information showed that the check came back as "returned". So I tried to contact the guy who send me the check by email and phone, and to my surprise, no answer. I knew that I had gotten scammed so I did some research on it and found out about this age old scam. The problem is, Ive told the bank everything and I know for a fact that I will have to pay back the money (my fault entirely) but the thing is Ive been keeping this from my parents this entire time. I don't want them to get involved and I want to pay off that entire amount for myself. What should I say or do to stall them? Or should I just come clean, $2600 is a ton of money and I will definitely get major yelled at if I make them pay it off.

6 months ago - 6 answers

Best Answer

Chosen by Asker

First of all, Im sooooo sorry this happened to you. I work for a major bank and I've seen this happen a million times. Unfortunately you would have to pay it back, but you can call the collections or overdrawn department and make payment arrangements. They probably wont' be too happy about it, but you at least can have that communication with your bank. About telling your parents, I mean you are an adult and you really don't have to tell your parents about it because then they would think you are not responsible, but on the other hand you do want to tell them that way they won't fall for the same scam. Good Luck!!!

by curious12345

6 months ago

Asker's Rating: 

Other Answers

omg.. this EXACT same thing happened to me.. seriously... it was HORRIBLE... I had to pay all the money and I got sooooo screwed... please email me, it would be cool if we could talk about this so I can have someone else to talk to about it!

by Flicker- 6 months ago

Well if you don't want to get yelled at, you'd better start mowing lawns and shoveling driveways. Other than that, you might want to tell them because the bank will probably give you a very high interest rate and by the time you pay it off without your parents help you'll be paying waaay more than 2600.

by Flint- 6 months ago

doing things like that is always a bad idea, ad id think it would be an obvious scam...just dont use craigslist ever again, and just come clean

by Fred- 6 months ago

1) Yes, you have to tell them, and will have to repay them, probably in monthly payments. 2) Craigslist is a ridiculous place to look for a job. Go to an employment office, look in the job ads of the newspapers, etc. 3) You got scammed because you tried to get something for nothing. Never, ever try that again.

by Anna M- 6 months ago

I think you should tell your parents. You should talk to the bank manager and talk to them about a payment plan. If they do allow it, stick to the plan and get it paid off. Im not going to lecture you on what a bad idea it was to do such a thing. I think you have learned your lesson.

by Tavs- 6 months ago